Not to be unkind, but a reported decision by Metrolinx to permit riders to use a credit card or phone to tap and pay seems so obvious it makes one snicker. It’s like the day McDonald’s discovered that the world wants the right to eat eggs at any hour. What were they thinking? But never mind because according to the Toronto Star, the new system will allow commuters to tap a chip credit card, debit card, or phone onto a Presto reader. The move is being viewed as a big step towards modernizing transit systems by giving passengers the option to pay for their rides without having to purchase specialized products such as tickets or fare cards. So, no more stressing over last-minute reloads on your Presto card. Duh!